CORPORATE BANKING
Trade Finance and Working Capital
Mitigate trade risks, ensure payment security and maximise your working capital
Regardless of the complexity of your business, we help you manage the risks involved in trade through our specialised finance and guarantee solutions that ensure payment and even out cash flow.

Documentary Trade Finance
Minimise your trade risks and strengthen your negotiating position when importing or exporting
We assist importers and exporters with solutions to mitigate international trade risks and provide financing to enable liquidity and growth.
Our Documentary Trade solution includes Documentary Letters of Credit, Documentary Collections, Bonds Guarantees and Indemnities (BGI's), Back to Back instruments and Escrow Accounts.

Open Account Finance
Assure your importers or exporters that the supplied goods will be paid for within an agreed invoice date
The terms and types of payments a business agrees with its buyers or sellers will affect its cash flow. We work with you to customise the best solutions to help fund business growth or assist in meeting day-to-day financial obligations.
Our solutions include Receivables Finance, Supplier Finance, Selective Receivables Financing, Account Receivables and Inventory Finance (ARIF), Islamic Trade Finance and Import and Export Trade Loans.

Structured Trade and Commodity Finance
Accommodate your working capital and balance sheet risk transfer requirements with our bespoke trade finance solutions
Structured Trade and Commodity Finance (STCF) provide short-term, self-liquidating trade finance solutions. These solutions are particularly suited to local, regional and global commodity traders, importers and exporters and manufacturers.
Solutions are typically secured by underlying assets and other commodities. Comfort is taken in the self-liquidating nature of the solution coupled with the marketability of the underlying asset and the trade finance instrument in use.

Trade Finance Channels
Select the best option to manage your trade finance requirements from our various channels
Our Working Capital and Trade Finance solutions are supported by secure, intuitive and cost-effective channels that are designed to suit your unique requirements.

International Banking
Enjoy borderless solutions and limitless possibilities
In today’s world of international banking, you need a financial partner that not only manages your cross-border trade requirements, but one that acts as your business partner.
For this reason, our team of international banking specialists offer solutions that facilitate your Corporate and Business Banking international requirements.
Latest insights
Leading-edge thinking from our team of financial and sector experts.
Funding that makes a shared future possible
Funding partner to Heirs Holdings and Transcorp, for their USD 1.1 billion acquisition of OML 17.
Open Borders, Open Business
As borders reopen after the Covid-19 lockdown, what opportunities are there for South African businesses in Africa, and what role does foreign exchange (FX) play in helping those businesses grow?
Enabling Africa’s Digital Transformation
Contributing R2.5 billion in capital funding to Teraco's data centre infrastructure development. That's Africanacity