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AFRICA DIGITAL ASSETS REPORT 2025

Digital assets are shaping tomorrow’s financial systems

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Absa | Corporate and Investment Banking > Insights and Events > Africa Digital Assets Report 2025

A benchmark study on digital asset adoption,
opportunities and challenges.

Absa Africa Digital Assets Insights 2025

The future of digital assets will be built on trust.

Across Africa, digital assets are accelerating from speculative hype to real institutional utility.
But while the demand is rising, confidence has not yet caught up.

Our new Digital Asset Research Report reveals what African businesses, investors and consumers truly need to adopt digital assets at scale, and where trusted financial institutions can play a decisive role.

From the rise of stablecoins to the urgency of regulation, our insights highlight the opportunities, barriers and strategies shaping the next phase of digital finance on the

Download the full Absa Africa Digital Assets Insights 2025

To find out more contact:

Rob Downes
Juanetta Furusa-Matelakengisa

What’s inside the report?

Our study reveals the forces shaping digital asset adoption across Africa. Here are some of the most important insights driving immediate strategic decisions.

Kenya breaks the model - trust lives in mobile money.

Most markets trust banks first. Kenya doesn’t. Learn why mobile money shifts the trust landscape and what that means for pan-African strategies.

Traditional banks must move to active participation OR unlock the opportunity.

Non banks have innovated and created opportunities for businesses and consumers to consume digital assets and traditional banks have an opportunity to participate in the next wave growth

Trusted institutions are the gateway to digital adoption.

Regulation anxiety and security fears are pushing users toward established banks.
The report outlines how incumbents can position themselves as the continent’s trusted entry point to digital assets.

Kenya breaks the model - trust lives in mobile money.

Most markets trust banks first. Kenya doesn’t. Learn why mobile money shifts the trust landscape and what that means for pan-African strategies.

Uncertainty is the biggest barrier - not complexity.

Consumers and businesses are looking for clear regulatory guidance before participating more with digital assets. Find out exactly what rules, safeguards and protections users are demanding.

A knowledge gap is blocking billions in hesitant capital.

Interest is high, understanding is not. We identify the education gaps preventing the next major wave of African adoption, and how institutions can solve them.

Unlock the full findings

Download the complete research report for market-by-market data, strategic opportunities and user behaviour insights shaping the future of digital assets in Africa.

Download the full Absa Digital Assets Insights 2025